Budgeting isn’t the most glamorous thing in the world. The least you can do when filling out your budget us to pick a template that you will actually look forward to using. I did a little research and found some great free excel spreadsheet templates for you to try out when completing your budget. Hopefully, after checking them out, you will find an excel spreadsheet template that you will enjoy using.
MoneySmartGuides Excel Spreadsheet Template
OK, this is a shameless plug here. Like I said at the start, all of the excel spreadsheet templates are free, so I’m not making money on pushing this. But since it’s on my site, I use it, and I’ve gotten some good feedback, I thought I would mention it for those that were unaware of it.
Vertex 42 Excel Spreadsheet Template
Vertex42 has a ton of excel spreadsheet templates. Too many to list here in fact. If the template above isn’t you cup of tea, my guess is that you will find one from Vertex42. Their excel spreadsheet templates are free as well. They look great (easy on the eyes) and are super easy to use.
4 Step Budget Template
This excel spreadsheet template can be found on Life After College. What’s nice about this template is that after you fill in your income, and important expenses, it give you your allowance to spend on discretionary items.
Before I was using my current budget, the excel spreadsheet template I used was Pear Budget. All of the instructions to use it are listed on the first tab of this template. You really need to read through it first before using it to get the whole picture of how it works. This isn’t to say that it is difficult to use, you just have to understand it in order to get maximum benefit from it.
Microsoft Excel Spreadsheet Template
If none of the above tickle your fancy, there is Microsoft itself. They have over 100 free excel spreadsheet templates to choose from. If you can’t find one there, then I don’t know what to tell you!
A budget is a key tool in making certain that you are living within your means. As a result, you need to find one that you will enjoy using and that you understand. Since everyone is different, there are lots of free excel spreadsheet templates to choose from. For those of you that aren’t into the manual budgeting process a spreadsheet requires, there is Power Wallet.
Take your time in finding one out that you truly enjoy and get to budgeting!