Personal Finance That You Can Relate To

Welcome to MoneySmartGuides.com, your place for smart money management.

If you are like many other people out there, you don’t have a very good grasp of personal finance. This is OK. Personal finance was never taught in school. Unless you had parents who taught you finance lessons when you were young, or picked up a book somewhere along the way, no one ever took the time to teach you about personal finance.

So here you are, confused about it all. You search online or look at some books and all of the information overwhelms you. You become frustrated and give up. Please do not. I am here to help. I created MoneySmartGuides.com in the hope of teaching the average person basic personal finance. This site is for anyone who is just starting out to the person who has some knowledge, but doesn’t know what to do next. I try to never use complex scenarios, as doing so will just confuse you more.

This website covers everything about personal finance: from saving to investing, spending and earning. All the information available on the site is FREE and no personal information is ever collected (aside from your computer storing cookies).

What follows is a quick layout of the website. As always, be sure to check back often as I am continuously adding new content all of the time. (I will present the site as seen from the header topics above).

Blog: This is the MoneySmartGuides.com blog. I try to post on here a few times a week. I cover everything from news stories, general topics that are on my mind, book reviews, and reader questions. I don’t post all of my reader’s questions, so should you send me know, rest assured that I will ask your permission prior to posting it. And, if I do post it, I will only use your first name. Nothing else. You are free (and encouraged) to post comments in this section. I do read through the comments and will reply.

My Books: Currently this section is being built. I am in the process of writing a couple books and hope to publish the first one this Fall. The books all cover a personal finance topic and are more like guides than books, meaning that I try to keep them short and to the point. This is the only section of the website where you will have to pay for the content.

The Bookstore: When I read a book, I post a review of the book on my blog. If I feel as though the book is written well enough for you, I will post it in this section. Not all of the books I read are worthy of entering this section. For a complete list of books that I have reviewed, simply go into the Tag Cloud on the right side of the page and click on “Book Reviews”.

Free Life Hacks: This section contains information and tips on ways to better your life financially. Here you will find things such as free savings tips, the best coupon websites, and low cost alternatives to higher priced products. I will continually add to this section and encourage you to contact me if you have anything you think would be a great addition to this section.

Resources: The Resources section provides you with free resources. You will find a free budget template, a free net worth template, free financial calculators for you to use, links to other personal finance websites I recommend, and book search topics. The book search topics relate to my books and there is more information about this subsection there.

The biggest part of the Resources section is the Financial Guidelines subsection. Here you will find short articles (I call guidelines) that are a great starting point for anyone looking for basic information about personal finance. I highly recommend viewing these articles.

About: This section goes into details about who I am and my background. Also included here are guidelines surrounding guest post opportunities and advertisements you see here and how you can advertise on MoneySmartgGuides. A subsection here is In The News, which has links to articles I have written for other types of media, as well as articles and stories written about myself or this website.

For Hire: This section of the site lists the services I provide for your blog or website. If you need a project completed that is not listed, please contact me and I will let you know if I can help.

Contact Me: The final section is simply contact information. Here you will find an email address, Facebook Fan Page, and Twitter name the I use for this website. Again, I am here to help. Literally. If you have any personal finance question, and I mean any, please contact me. I will get back to you as soon as I can.

Below you find some excerpts of my recent blog posts with links to the full articles.

That is the quick outline of the website. So what are you waiting for? The time to learn about and take control of your finances is now! Good Luck!!

 

The Round Table

May 18, 2012

Only two short weeks until Memorial Day! The month and the year is flying by! In your downtime this weekend, be sure to read some great personal finance blog posts. Sell in May and Go Away? How About Remember to Rebalance at My Money Blog How to Furnish Your Apartment for Cheap at 20s Finances [...]

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With so many news reports about recent grads overwhelmed by student loan debt, I wanted to ask a recent grad some questions about her debt, including how much she has, how she has paid it off, and why she is doing what she is doing. Her name is Janine and she lives in Northeastern Pennsylvania. [...]

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The below post is a guest post from Ryan over at Debt Consolidation Care . I am always open to guest posts, so feel free to contact me regarding what I am looking for. Thanks! In case you have not made the on-time tax payments and quite a lot of time have lapsed in between [...]

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I found this article at US News. It lists six topics related to money that you should have with your significant other before getting married. They include: Your credit histories Whether you want separate or joint accounts You long-term financial goals Your spending styles Who will do what How will you respond to needy family [...]

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